We understand that it is immoral for health insurance providers to withdraw care once you’re sick after you’ve paid into the system for years or decades. Why is it any less immoral for somebody to opt out of health insurance while they’re healthy, if the government is offering financial assistance? If you can’t claim poverty, then what is your claim? All the while, the insurance industry lacks the overhead to cover Grandma’s hip replacement surgery.
Unless you’re willing to sign a form that says you not only are refusing to buy health insurance now, but forever, you shouldn’t be allowed to game the system. Otherwise, the system simply won’t be able to afford you when you come a’knockin’ once mortality raises its fearsome head.